In June 2003, Governor Bob Holden of Missouri signed into law House Bill 121, which required all insurance companies operating in Missouri to provide insurance benefits for chiropractic coverage. Specifically, the bill states:

"Every policy issued by a health carrier ... shall provide coverage for chiropractic care delivered by a licensed chiropractor acting within the scope of his or her practice. ... The coverage shall include initial diagnosis and clinically appropriate and medically necessary services and supplies required to treat the diagnosed disorder, subject to the terms and conditions of this policy.

"... An enrollee may access chiropractic care within the network for a total of twenty-six chiropractic physician office visits per policy period, but may be required to provide the health carrier with notice prior to any additional visit as a condition of coverage. A health carrier may require prior authorization or notification before any follow-up diagnostic tests are ordered by a chiropractor or for any office visits for treatment in excess of twenty-six in any policy period.

"... A health benefit plan shall provide coverage for treatment of a chiropractic care condition and shall not establish any rate, term, or condition that places a greater financial burden on an insured for access to treatment for a chiropractic care condition than for access to treatment for another physical health condition."

Most major insurances accepted. For more information call us at (816) 561-7035.